Week 4: The Rainy Day Illusion: Running a Charity With Zero Financial Reserves.

🛑 STOP Being Stupid: Week 4 of 40

1–2 minutes

Living Hand-to-Mouth is Not a Business Strategy

There’s a stupid idea floating around the charity sector that the most virtuous charity is the one that spends every single penny it receives the second it lands in the bank. This is often driven by a misunderstanding of what a healthy charity budget looks like.

A charity with no financial reserves is a time bomb.

Continue reading

🚨 A Quick Update: Apologies for the Missing Post

You’ll have to forgive me, but the Friday post for the “Stop Being Stupid” mini-series is currently absent. Normal service will be resumed soon, I promise.


Frankly, I’ve just spent six hours in A&E with my eldest son, who is 23. He’s been absolutely felled by the mother of all flu strains, which is bad enough, but here is the fun part: almost all of his symptoms were those of carbon monoxide poisoning. The doctor this morning thought they were too similar, which had me terrified, especially because of a mini-disaster at his work the day before where he had the potential to be exposed.

Continue reading

🏰 The Carlisle Crawl: When Enjoyment Becomes Exercise


I have absolutely no one to blame but myself. And yet, I reserve the right to have a jolly good moan about it.


Right now, my lower back feels like a rusty hinge desperately begging for WD-40, and the ache is so deep it might be touching my soul. I’ve swallowed enough paracetamol to sedate a small pony, just to take the vicious edge off. Why the internal rebellion? Because I had the audacity to enjoy myself yesterday.

Continue reading

🤦When Good Intentions Go Massively Tits-Up

Right, settle in. We’ve all been there, haven’t we? That moment you try to be incredibly helpful and, instead, you look like a prize pilchard. I’m talking about my latest spectacular self-sabotage, an act of sheer, well-meaning idiocy involving one of my brilliant clients.

My Helpful Default Mode

For those who don’t know, my two birth-children are technically adults now. They are both brilliantly capable, but they still manage to drive me insane and do spectacularly stupid things. They are also severely dyslexic. I’ve lived the struggle, and I know that sometimes, a great, big wall of text is the absolute worst. A quick voice note? Brilliant. A chat? Even better. It’s my default setting for communicating anything important to them.

Continue reading